I am a 24 year old female with a graduate degree in Social Work. I have two jobs working in child welfare and mental health to get by on the basic needs of life. I have always been a hard worker and a good citizen including working 3 jobs to get through college. I am always helping others and trying to improve the child welfare system as well as trying to figure out who I am and what I want in life. I am trying to buy a home and am having little luck b/c I work for a low salary and do not have enough money for a down payment. If I recieve help with a down payment I will pay it forward when I am older to help someone like me- someone who has always done the right thing and worked as hard as possible but doesn't make enough to own a home!